100 years of generational wealth building and financial empowerment for everyone!

How Can We Serve You?

Personal

Find an account that fits your needs, including CDs, IRAs, and Money Market Accounts

Learn More About Personal Banking

Business

Choose the right sized accounts for your business. Earn more with CDs, IRAs, and Commercial MMAs.

Learn More About Business Banking

Mobile & Web Banking

Manage your account on the go. Access our services from your mobile phone.

Learn More About Mobile & Web Banking

New Personal Finance Program

Reach your wealth building financial goals using our Wealth Pioneer Institute powered by Enrich: Money Matters. Assess your finances, track your progress and build wealth now!

Set Up Your Budget Now!*

*This link will take you to an external website

News

Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

-Dr. Sunyatta Amen


More Stories

Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

-Barry Walker


More Stories

Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

-Jeff Nates


More Stories

Start Your Wealth Building Journey With Us.


We believe everyone should have a chance to build personal wealth regardless of their circumstances. Our team is committed to helping each client achieve the American Dream because our quality banking services are built upon a deep belief in our wealth building mission.