Our Lending Team
Hammond Edwards
Senior Vice President, Sr. Commercial Loan Officer
Hammond Edwards is Senior VP of Commercial Lending with 30 years of experience in the financial services industry. After college, Hammond began his career in Barnett Bank’s Management Training Program. Known for his relationship-driven approach, he takes pride in delivering lending solutions that foster opportunity. Hammond also serves as Chair of the Board for Children’s Cancer Partners of the Carolinas.
Senior Vice President, Sr. Commercial Loan Officer
JaNean Stubbs Taylor
JaNean Stubbs Taylor is Senior VP of Commercial Lending with more than 35 years of experience in banking and finance. She specializes in structuring complex credit solutions, managing diverse portfolios, and cultivating long-term client relationships. JaNean holds a bachelor’s and master’s degree and is currently pursuing a Doctorate. She also serves on community boards and volunteers extensively, supporting causes such as financial literacy.
Banking on Your Future
We believe that taking out a loan should be as painless and stress-free as possible. That's why our lending team is comprised of professionals who genuinely care about their customers. They are here to guide you through every step of the process so you can get on with planning for your future.
Elizabeth Church
Senior Vice President, Sr. Commercial Loan Officer
Office Phone: 803.231.2233
Elizabeth Church is Senior VP of Commercial Lending with more than 40 years of banking experience. She has built a career rooted in integrity, financial expertise, and client trust. Elizabeth is passionate about helping clients achieve their financial goals and values collaboration, enjoying the process of working with colleagues to accomplish shared objectives. Outside of banking, Elizabeth volunteers through her church and community.
Justin Johnson
Consumer/Small Business Sales Leader
Justin Johnson is a Consumer/Small Business Sales Leader and BSO specializing in small business lending. With over 10 years of banking experience, he is committed to empowering underserved communities through innovative solutions. Justin actively engages with the SBA’s Emerging Leaders Division and volunteers with Project Jasmine and the Columbia Chamber of Commerce.
Start your financial-building journey with us.
Customer Service
803.733.8100
Optus Bank Corporate Office
1501 Gervais Street
Columbia, SC 29201
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