Government Guaranteed Loans

Government Guaranteed Loans

Business and Industry

This program supports rural businesses in key areas, including the purchase or development of real estate, machinery or equipment, inventory acquisition, working capital, refinancing, and more. Borrowers can be for-profit or not-for-profit businesses or cooperatives, municipalities or public bodies, and federally recognized tribes.

Community Facilities

This initiative offers loan guarantees to eligible lenders, enabling them to develop essential community facilities in rural areas. Funds can be used to construct, enlarge, extend, or otherwise improve essential facilities. Project types include healthcare, fire/rescue/public safety, community activity, cultural, transportation, and educational facilities. Eligible borrowers include not-for-profit organizations, public bodies, and federally recognized tribes.

Rural Energy for America Program

This lending program supports agricultural producers and rural small businesses in installing renewable energy systems and/or making energy efficiency improvements. Project types include biomass, geothermal, hydropower, wind generation, solar generation, as well as energy efficiency improvements such as HVAC, insulation, lighting, replacement equipment, etc.

Learn about our other loan products here.