Personal

Optus Customer with Optus employee explaining loan documents
  • Transaction accounts
  • High yield savings and money market accounts
  • CDs
  • IRA accounts
  • Consumer loans – lines of credit, auto, boat, RV, motorcycle and anything with wheels or without
  • Home loans – Mortgages, HELOCs, Refi, Cashout loans

If you don't see what you're looking for, contact us*.

*For your protection, please do not send any account numbers or personal identifying numbers such as social security numbers via email.

Optus Customer with Optus employee explaining loan documents
Customers from Royal Automotive - local business doing business with Optus Bank

Business

Customers from Royal Automotive - local business doing business with Optus Bank
  • Transaction accounts
  • High yield savings accounts
  • Cash management
  • ACH originations
  • Wire origination
  • Payroll solutions
  • Positive pay
  • Merchant services
  • Remote deposit capture
  • Loans – Real estate, Commercial and Industrial, SBA, Equipment, Lines of credit…

If you don't see what you're looking for, contact us*.

*For your protection, please do not send any account numbers or personal identifying numbers such as social security numbers via email.

Mobile

Optus Mobile app and debit card

We enjoy seeing you at our locations but you can access our services with a mobile phone and PC. Login or download our app from your phone to access our mobile banking.

  • Instant balance view without logging in
  • Touch ID/Face ID login
  • Transfer funds
  • Mobile deposit
  • Savings goals
  • Manage groups and categories
  • Stop payment request
  • Pause debit card
  • Temp increase in debit card limit
  • View statements and documents
  • Bill pay
  • Online account opening (coming soon)
Optus Mobile app and debit card

News

Palmetto Banker: Optus Out to Prove a Small Bank Can Leverage Technology

Carolina Panorama: Minority business owners make connection during the “Power Hour”

Columbia Regional Business Report: S.C. Community Bank now officially Optus Bank