Personal

  • Transaction accounts
  • High yield savings and money market accounts
  • CDs
  • IRA accounts
  • Consumer loans – lines of credit, auto, boat, RV, motorcycle and anything with wheels or without
  • Home loans – Mortgages, HELOCs, Refi, Cashout loans

If you don't see what you're looking for, contact us.

Business

  • Transaction accounts
  • High yield savings accounts
  • Cash management
  • ACH originations
  • Wire origination
  • Payroll solutions
  • Positive pay
  • Merchant services
  • Remote deposit capture
  • Loans – Real estate, Commercial and Industrial, SBA, Equipment, Lines of credit…

If you don't see what you're looking for, contact us.

Mobile

We enjoy seeing you at our locations but you can access our services with a mobile phone and PC. Login or download our app from your phone to access our mobile banking.

  • Instant balance view without logging in
  • Touch ID/Face ID login
  • Transfer funds
  • Mobile deposit
  • Savings goals
  • Manage groups and categories
  • Stop payment request
  • Pause debit card
  • Temp increase in debit card limit
  • View statements and documents
  • Bill pay
  • Online account opening (coming soon)

News

Palmetto Banker: Optus Out to Prove a Small Bank Can Leverage Technology

Carolina Panorama: Minority business owners make connection during the “Power Hour”

Columbia Regional Business Report: S.C. Community Bank now officially Optus Bank